37970 Seneca Court

Charlotte Hall, MD
$ 365,000 Beds 4 Baths 3 Sq 2,576
Monthly Estimate* How much can I afford?

OPPORTUNITY, LOCATION & POTENTIAL! Bring your vision to this solid, all-brick, original-owner home situated on a beautiful lot with mature trees, a split-rail fence, and a majestic hilltop overlook. Offering 4 bedrooms, 3 full bathrooms, and the potential to easily create a 5th bedroom, this spacious home has great bones and is ready for its next chapter. The interior retains much of its original 1970s character, providing an excellent opportunity for an investor, renovator, or buyer looking to update a home to their own style. Highlights include a wood-burning fireplace, surround sound throughout, a side-load garage, and a spacious kitchen featuring stainless steel appliances, including a new double wall oven. Major recent improvements include a recent roof on both the house and the three-bay maintenance shed. Outside, the large yard, mature trees, split-rail fencing, and elevated setting create an impressive backdrop with plenty of room to enjoy the property. The three-bay maintenance shed provides valuable additional space for equipment, storage, hobbies, or workshop use. LOCATION IS A STANDOUT. Enjoy the feel and space of an established property while being less than two minutes from restaurants, shopping, groceries, fuel, and everyday conveniences. Centrally located in Southern Maryland with convenient access to St. Mary's County and a quick drive to both Charles and Calvert counties. This property is being SOLD AS-IS and is priced with its condition and needed improvements in mind. The home does require replacement of the well and septic systems. With its all-brick construction, generous floor plan, large lot, outbuildings, newer roofs, desirable central location, and significant renovation potential, this is a compelling opportunity for an investor or buyer ready to bring a classic home into its next generation.

ACTIVE

  • Price
  • $ 365,000
  • City
  • Charlotte Hall
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • SAINT MARYS
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.02 Acres
  • Zip
  • 20622
  • Sqr Footage
  • 2,576
  • Year Built
  • 1975
  • Taxes
  • $ 3422
  • Style
  • Split Foyer
  • MLS#
  • MDSM2033778
Listed By: John O. Gatton Jr. with CENTURY 21 New Millennium - 3018622169;
Data Source: Bright MLS

Features

General

Living Area 2576
Sewer On Site Septic
Heating 90% Forced Air
Cooling Central A/C,Ceiling Fan(s)
Possession Settlement
Roof Architectural Shingle
Zoning RESIDENTIAL
Garage Spaces 2.00
Architectural Style Split Foyer
Construction Materials Brick
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Year Built 1975
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County SAINT MARYS
New Construction No
Property Type Residential
HOA No
Subdivision Name INDIAN CREEK ESTATES
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Transportation Commuter Lots less than 5 miles
Full Baths 3
Status ACTIVE
Directions GPS
City CHARLOTTE HALL
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 44431.31
Tax Assessed Value 356533.0
Tax Annual Amount 3422.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 283.39
Vacation Rental Y/N No
Total SQFT 2576
Standard Status Active
Year Built Source Estimated
Association Recreation Fee No

Interior Features

Heating Fuel Oil
Total Fireplaces 1
Fireplace Features Brick,Wood
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1288
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 1288
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count Lower Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Parking Features Asphalt Driveway
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Side Entry
Type of Parking Attached Garage
Foundation Details Block
Water View Y/N No
Lot Size Acres 1.02
Lot Size Source Estimated
Waterfront Y/N No
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $365,000

Property vs Zip Code Average in 20622

Price
AVG $710K
$370K
Taxes
AVG $5,862
$3,422
Year Built
AVG 2002
1975
Visits
AVG 346
4
Data Provided by Inside Real Estate®

Areas That We Cover

37970 Seneca Court Charlotte Hall, MD is a Single Family Home for sale at $365000 with 2576 sqft and a lot size of 1.02 Acres Acre(s). 37970 Seneca Court Charlotte Hall has 4 bedrooms, 3 baths and was built in 1975. The property's zip code is 20622 which is in Charlotte Hall, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.