Patricia Johnson

270 Rock Island Ridge

Mineral, VA
$ 2,395,000 Beds 5 Baths 5.5 Sq 6,487 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 270 Rock Island Ridge, an exceptional luxury waterfront home in Rock Island Landing, a highly sought-after community on the private side of Lake Anna. From the moment you arrive, the home makes an impression with its beautiful setting, welcoming covered front porch, manicured grounds, and glimpses of the water beyond. Built in 2024 and offering nearly 6,500 finished square feet on 1.29 acres, this 5-bedroom, 5.5-bath home brings together quality, space, thoughtful upgrades, and the Lake Anna lifestyle. Once inside and the lake immediately becomes part of the home. The main level opens into expansive, light-filled living spaces with large windows drawing your attention straight to the water. The gourmet kitchen anchors the space with upgraded countertops, generous cabinetry, a large island, double ovens, and a butler's pantry. Just off the pantry is a wet bar, perfectly positioned for entertaining. The kitchen flows into the dining and living areas, allowing the lake views to remain front and center whether you're cooking, gathering around the table, or relaxing with guests. Continue outside to the screened-in deck, finished with upgraded composite decking and positioned to take full advantage of the waterfront setting. With access from both the dining area and the main-level primary suite, it becomes a natural extension of the homea place for morning coffee, dinner overlooking the lake, or unwinding at the end of the day. The main level also includes an office, mudroom, laundry room, attached 2 car garage, and primary suite, creating the convenience of main-level living. Upstairs, three additional bedrooms each have their own full bath, providing exceptional privacy for family and guests. The elevated position brings another dimension to the property, with incredible waterfront views from the upper level and bedrooms that feel connected to the lake below. The fully finished walkout lower level is where the scale of this home really comes to life. With approximately 2,600 finished square feet, there is tremendous room for entertaining, recreation, and future possibilities. The open layout currently provides expansive family, game, and gathering areas along with an additional bedroom and full bath, and plenty of space to create additional rooms or customize areas to fit your needs. The walkout design leads directly outside, creating an easy transition from the entertainment level to the lawn and waterfront. Follow the property down to a private beach, and your own composite dock and boathouse. The dock is already equipped with an electric boat lift, electricity, water, additional storage, refrigerator, making days on the lake effortless. From here, take in the wide waterfront views, launch the boat for an afternoon on the private side, swim from your own shoreline, or settle in on the dock as the sun goes down. The owners have continued to upgrade the property with a whole-house water treatment system, alarm system, EV charging outlet, sealed asphalt driveway, additional storage, primary closet and pantry shelving, window shutters and shades, washer and dryer, and more. The home is beautifully appointed with designer furnishings selected specifically for its elevated lake-house style. The furnishings and dock furniture are available at an agreed price, offering the opportunity to purchase a luxury Lake Anna home that is truly ready to enjoy from day one. High-speed internet is available. Investors: short-term rentals are permitted, adding flexibility for use as a full-time residence, second home, or investment property. Rental projections are available in the MLS Documents section. From the moment you arrive, through every level of the home, and all the way down to the water, 270 Rock Island Ridge was made for living Lake Anna well.

ACTIVE

  • Price
  • $ 2,395,000
  • City
  • Mineral
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • LOUISA
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.29 Acres
  • Zip
  • 23117
  • Sqr Footage
  • 6,487
  • Year Built
  • 2024
  • Taxes
  • $ 14384
  • Style
  • Contemporary,Craftsman
  • MLS#
  • VALA2010450
Listed By: Melanie Virginia Lucero with Real Broker, LLC - 8554500442;
Data Source: Bright MLS

Features

General

Living Area 6487
Sewer On Site Septic
Heating Forced Air,Other
Cooling Central A/C
Utilities Propane
Possession Settlement
Roof Architectural Shingle,Metal
Zoning R2
HOA Fee 1000.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance,Other
Architectural Style Contemporary,Craftsman,Other
Security Features Exterior Cameras
Construction Materials Advanced Framing,HardiPlank Type
School District LOUISA COUNTY PUBLIC SCHOOLS
Year Built 2024
View Lake
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric,Other
Waterfront Features Private Dock Site
Accessibility None
Assoc Fee Paid Per Annually
County LOUISA
New Construction No
Property Type Residential
Association Amenities Boat Ramp,Pier/Dock,Water/Lake Privileges,Other
HOA Yes
Subdivision Name ROCK ISLAND LANDING
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 5
Status ACTIVE
Directions From the intersection of Rt. 208 and Kentucky Springs Rd (Rt. 652),take Kentucky Springs Rd approximately 6 miles. Turn right onto Elk Creek Rd and continue approximately 1 mile. Turn right into Rock
City MINERAL
Body of Water Lake Anna
Disclosures Prop Disclosure
Association Name ROCK ISLAND LANDING OWNERS ASSOCIATION,INC
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 56062.00
Tax Assessed Value 2198000.0
Tax Annual Amount 14384.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 616.16
Vacation Rental Y/N No
Virtual Tour https://kuula.co/share/collection/7TVDF?logo=0&info=0&fs=1&vr=1&sd=1&initload=0&thumbs=1
Total SQFT 6695
Location Type Lake
Standard Status Active
Year Built Source Assessor
Tax Lot 38

Interior Features

Interior Amenities Bar,Bathroom - Walk-In Shower,Butlers Pantry,Dining Area,Floor Plan - Open,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-in Closet(s),Other
Heating Fuel Electric,Natural Gas,Other
Basement Daylight,Full,Fully Finished,Interior Access,Improved,Walkout Level
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 3887
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 2600
Room Type Game Room,Family Room,Foyer,Great Room,Laundry,Mud Room,Office,Utility Room
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 208
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 3
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 3
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 3
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 3.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 3
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 6

Exterior Features

Exterior Amenities Private Beach
Pool No Pool
Parking Features Asphalt Driveway
Lot Features Premium
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Front Entry,Inside Access
Type of Parking Driveway,Attached Garage
Land Use Code 2
Foundation Details Slab
Water View Y/N Yes
Lot Size Acres 1.29
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Yes
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Private Beach,Seaplane Permitted,Sail,Swimming Allowed,Waterski/Wakeboard
Number of Docks 1
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Private,Hoist/Lift Electric,Material - Composite

Room Details

Family Room Lower 1
Foyer Main
Game Room Lower 1
Great Room Lower 1
Laundry Main
Mud Room Main
Office Main
Utility Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/15/2026 Listed $2,495,000
9/1/2026 5% - $2,395,000

Property vs Zip Code Average in 23117

Price
AVG $900K
$2.4M
Taxes
AVG $3,665
$14,384
Year Built
AVG 2010
2024
Visits
AVG 507
49
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

270 Rock Island Ridge Mineral, VA is a Single Family Home for sale at $2395000 with 6487 sqft and a lot size of 1.29 Acres Acre(s). 270 Rock Island Ridge Mineral has 5 bedrooms, 5 baths and was built in 2024. The property's zip code is 23117 which is in Mineral, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Patricia Johnson

Patricia Johnson

240-427-8870

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